Terms of Service

Last updated: December 10, 2024

Please read these Terms of Service carefully before using BigSoch. By accessing or using our platform, you agree to be bound by these terms.

1. Acceptance of Terms

By accessing and using BigSoch (the "Service"), operated by BigSoch Private Limited, you accept and agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Service.

2. Description of Service

BigSoch provides:

  • Financial Education Content: Articles, guides, and educational materials about personal finance, tax planning, investments, and wealth creation
  • Financial Tools: Calculators, planners, and tracking tools (some features may be in development)
  • User Accounts: Optional accounts to personalize your experience and save preferences

3. User Accounts

3.1 Account Creation

You may create an account using Google OAuth. By creating an account, you agree to provide accurate information and keep your account secure.

3.2 Account Responsibilities

  • You are responsible for all activities under your account
  • You must not share your account credentials
  • You must notify us immediately of any unauthorized access

3.3 Account Termination

We reserve the right to suspend or terminate accounts that violate these Terms. You may also delete your account at any time by contacting us.

4. Acceptable Use

You agree NOT to:

  • Use the Service for any illegal purpose
  • Attempt to gain unauthorized access to our systems
  • Interfere with or disrupt the Service
  • Copy, reproduce, or redistribute our content without permission
  • Use automated systems to access the Service (scraping, bots, etc.)
  • Impersonate others or provide false information

5. Intellectual Property

5.1 Our Content

All content on BigSoch — including text, graphics, logos, icons, images, and software — is the property of BigSoch Private Limited or its content suppliers and is protected by Indian and international copyright laws.

5.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use the Service for personal, non-commercial purposes.

6. Financial Disclaimer

⚠️ Important Notice

BigSoch provides educational content only. Our articles, guides, and tools are for informational purposes and should NOT be considered as:

  • Financial advice
  • Investment recommendations
  • Tax advice from a licensed professional
  • Legal or accounting advice

Always consult with qualified professionals (Chartered Accountants, SEBI-registered advisors, lawyers) before making financial decisions. We are not responsible for any financial losses resulting from decisions made based on our content.

7. Third-Party Links

Our Service may contain links to third-party websites or services. We are not responsible for the content, privacy practices, or terms of any third-party sites.

8. Privacy

Your use of the Service is also governed by our Privacy Policy. By using BigSoch, you consent to our privacy practices as described therein.

9. Modifications to Service

We reserve the right to modify, suspend, or discontinue the Service (or any part thereof) at any time, with or without notice. We shall not be liable for any modification, suspension, or discontinuance.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, BIGSOCH PRIVATE LIMITED SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR GOODWILL, ARISING FROM YOUR USE OF THE SERVICE.

11. Indemnification

You agree to indemnify and hold harmless BigSoch Private Limited, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the Service or violation of these Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Jhansi, Uttar Pradesh, India.

13. Changes to Terms

We may update these Terms from time to time. We will notify users of significant changes by posting the new Terms on this page and updating the "Last updated" date. Continued use of the Service after changes constitutes acceptance of the new Terms.

14. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.

15. Contact Us

If you have questions about these Terms, please contact us:

BigSoch Private Limited

Email: contact@bigsoch.com

Address: House NO - 1013, Khati Baba Dildar Nagar, Jhansi, UP, India

CIN: U72900UP2021PTC144415

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